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Practical ideas for making financial progress, one everyday step at a time.

February 1, 2021

Fortify Your Finances in a Shaky Economy

By Ann Lloyd, Student Savings Guide Achieving financial security can be challenging in the best of times, but here we are in a pandemic, finding our assumptions tested and our nerves frayed. Some of us have faced employment issues, budgets blown out of the water, and a shredded safety net. But that doesn’t mean we […]

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December 1, 2020

How to Start An Emergency Fund In Uncertain Times

According to the Center for Financial Services Innovation report, 45% of Americans say they do not have enough savings to cover at least three months of living expenses. When COVID 19 found its way into the states, many Americans were unprepared for the pandemic but also the impact that it would have on the economy.  […]

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July 3, 2020

MassChallenge Texas in Houston 2020 Cohort Announcement

SpenDebt Selected for MassChallenge Texas in Houston 2020 Accelerator  SpenDebt joins global network of startups   Houston, TX – On June 2nd, 2020 SpenDebt was selected to participate in the MassChallenge Texas in Houston 2020 accelerator program.  SpenDebt was one of over 400 other startups to apply for the accelerator located in Houston.  “Receiving this news, with everything going on in the world, continues to validate our company and our mission as […]

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April 22, 2020

How Should I Pay Off Debt?

Let’s be honest. Everyone today has debt. But when it spirals out of control, it can be devastating. If you feel as though your entire life exists only to pay debt, then you may need help on how to manage it. Have no fears because you have options. And you just need to figure out […]

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April 22, 2020

Should I Save Money or Pay Off my Debt First?

Dealing with a large debt load can feel like an impossible situation. Whether student debt, credit cards or even your mortgage, the financial pressure that debt creates can cause severe stress. Each month, as you scramble to make your monthly payments, you may feel anxious and worried about how you can get out of this […]

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March 13, 2020

What Is Loan Forgiveness And How Do I Qualify?

For many Americans who are struggling with debt, student loans are a large part of that load. In the first quarter of 2019, the total amount of student loan debt in the country was $1.49 trillion, with the average amount per person being just over $31,000, according to Credit.com. That is a large amount of debt […]

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March 12, 2020

4 Tested Tips to Save More, Spend Less and Become Debt Free

Have you ever dreamed of having plenty of cash and credit to access whenever you wanted it? If you are already struggling with debt and the time between paychecks, you’ll need to commit to reaching this goal — but it is entirely doable. Learn ways to become debt free, relieve your budget, and achieve the […]

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March 10, 2020

Save More and Spend Better with These Real Money Saving Tips

Finding it difficult to pay your bills in full each month?  Unable to see how you can begin setting aside additional money for a rainy day or ever pay off your debt in full? It is estimated that up to 40 percent of Americans couldn’t afford a $400 emergency repair and would, therefore, be forced […]

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March 6, 2020

3 Ways to Save Money With Your Credit Card Payments

If you want to get out of debt with your credit card and save money at the same time, begin by understanding how they really work, how they affect your credit score over time, and how you can use credit cards to your advantage. An unplanned medical bill or unexpected expense such as a car […]

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